Business Insurance

Blue Ridge Insurance Group Business Insurance, Commercial Insurance, Workers Compensation. Franklin NC

Your business is your livelihood.  Could it survive a major catastrophe?  We can help you select a Business Insurance Policy to give you piece of mind.  

Business Insurance/ Business Owner's Policy (BOP)

A Business Owner's Policy combines business property and liability insurance into one policy.  Contact us today to discuss finding the right business insurance policy for your unique business.   

 Our appetite includes:

  • Most restaurant classes from cafes to fine-dining including liquor exposure
  • Professional service offices including accountants, lawyers, insurance agents, medical offices, and veterinarian offices
  • Service providers such as barber/beauty parlors, printers, copy shops, and nail salons with professional liability available for select service classes
  • Contractor classes like HVAC contractors, electricians, plumbers, painters, masons, and tile workers
  • Traditional main street retail including auto parts, candy shops, florists, clothing stores, drugstores, and gift shops
  • Lessors risk policies available for buildings occupied by eligible tenants
  • Many more classes are available. Please contact us to learn more more about available classes and specific eligibility.

Workers' Compensation

The North Carolina Workers’ Compensation Act requires all businesses that employ three or more employees obtain workers’ compensation insurance.  If your business has employees chances are you need Workers' Compensation Insurance.  Workers' Compensation will help cover the expenses if your employee is hurt on the job, or in a car accident while conducting company business.  Contact us today to discuss Workers' Compensation Insurance for your business  

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